When you have a credit card debt that you cannot actually afford to pay then this station (Mel Thompson - CreditSabre) is for you to find out how to prevent debt collectors from calling and many other preventative measures.
I did lots of research, trial and error, I learnt to cease paying for this particular debt and get on with my life without filing for insolvency. Ever since then, I have written Credit Card Survival e-books and successfully proposed numerous consumers with credit card debt they could not actually afford to pay.
For you put this debt behind you, and to regain your piece of mind, you must prepare yourself about the realities of getting a credit card debt. At this time, you really do not know what you do not understand about personal credit card debt.
You need to learn about the state statues of limitations problems, your consumer rights under the Fair Debt Collection Practices Act (FDCPA), about the plague of debt buyers, about how powerless debt collectors actually are. How simple debt collection lawyers are conquered in court, credit repair, credit consolidation and more... You have to know about this fundamental advice so you can focus on your unique creditors and finding the right local consumer right lawyer if need one in the future.
The videos on this channel will you in your instruction, in addition you can read my blog postings on other charge card debt areas by going to creditsabre.com .
Good luck and stay concentrated.
