You probably already know that you can haggle over items at a flea market or the price of a new car, but the one thing many people don’t haggle over — but should — is credit card costs. Whether it’s the first time you’ve missed a payment and you’re being charged a fee, or your […]
The post Your Script For Negotiating Credit Card Fees appeared first on MagnifyMoney.
This holiday season, you will likely be offered a store credit card. You need to be careful before signing on the dotted line. Although the in-store discounts might look appealing, there are some real dangers and traps you need to avoid. (And I know, because I used to run a rather large credit card company). Why […]
The post Warnings From An Insider: 7 Store Credit Card Traps To Avoid appeared first on MagnifyMoney.
Updated November 20, 2015 Are you avoiding a credit card application because you’re afraid of being rejected? Want to see if you can be approved for a credit card without having an inquiry hit your credit score? We may be able to help. Some large banks give you the chance to see if you are pre-qualified […]
The post Minimize Rejection: Check if You’re Pre-qualified for a Credit Card appeared first on MagnifyMoney.
Remember the first time you used your credit card to make a purchase? The feeling was probably exhilarating. Not only were you not paying for something right away (with cash, at least), but you also wouldn’t even be responsible for said item until a few weeks, or maybe even a month, depending on your credit […]
The post The 4 Most Important Credit Card Terms to Understand appeared first on MagnifyMoney.
Boy credit card offers really have a way of seeming like they’re great, don’t they? They come in those shiny envelopes with big, bold words like “low interest!” and “act fast!” encouraging you to drop everything right now and apply for this once-in-a-lifetime, amazing offer before it’s gone. The truth when it comes to credit […]
The post 3 Reasons Your Credit Card Probably Isn’t Working For You appeared first on MagnifyMoney.
Credit card debt can be devastating, and hold you back from reaching many of your financial goals. However, that doesn’t mean that credit cards themselves are evil. In many cases, credit cards can be a part of your lifestyle, allowing you to take advantage of free travel and other perks. I regularly fly for free, or enjoy free nights in…
The post 3 Ways to Use Credit Cards without Racking Up Debt appeared first on ReadyForZero Blog.
Wondering whether you should pay off your credit card debt or invest your money in the stock market? This question is one of the most common questions I receive as a financial planner, so let’s put this issue into perspective and finally get some answers. Anyone can answer this question once framed appropriately. First, you […]
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