Deeper Into Credit Card Debt With No Regrets This Holiday Season

This holiday season, spending increased 7.9 percent from a year ago (according to the MasterCard Spending Pulse report). People spent more money on gifts, making many retailers happy and helping the overall economy. Although the increased spending will be applauded by retailers, many American households are left with a precarious post-holiday financial situation. The euphoria […]

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Why I’m Thankful I Had Credit Card Debt

What are you thankful for – family? Friends? Health? What about freedom or a great job? I too am thankful for all of those things. However, I also have something else I’m thankful for that might seem a little odd – credit card debt. Specifically, my credit card debt. Why would I be thankful for something that brought me to…

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Holiday 2015 Store Credit Card & Deferred Interest Study

This holiday season, the offer of free 0% financing is once again being aggressively pushed by retailers and credit card companies across the country, with MagnifyMoney finding over 50% of store credit cards offering promotional financing this holiday season. According to the CFPB, deferred interest purchases increased 21% from 2010 until 2013. MagnifyMoney conducted a […]

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4 Reasons Store Credit Cards Are the Worst, According to a Former Banker

’Tis the season to overindulge in spending on gifts and parties, and to open tons of store credit cards for the sake of the initial discount they offer. If opening a store credit card for the “10% off initial purchase!” offer seems appealing to you, you should know you’re in good company, well – you’re […]

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7 Best 0% Purchase Credit Card Offers From Banks & Credit Unions

If you’re about to make a big purchase that you need time to pay off, using a 0% introductory purchase offer on a credit card could be the cheapest way to spread the payment out over time. You can currently find 0% deals for as long as 21 months, with no fees, but since rates after the […]

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Best 0% Intro Purchase Credit Card Offers From Banks & Credit Unions

If you are looking to finance a purchase, using a 0% introductory purchase offer on a credit card could be the cheapest way to finance that purchase. You can find 0% deals for as long as 21 months, with no fees. When searching for 0% offers, just make sure you select a card that waives interest. Far […]

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