Blispay Credit Card Review: 2% Cash Back Card, if You’re Careful

When it comes to cash back cards, the competition is fierce. Blispay is a new Visa credit card that offers 2% cash back with no restrictions and a financing option for large purchases. Although 2% cash back with no cap is decent, the special financing promotion incentive could easily do more harm than good. In … Continue reading Blispay Credit Card Review: 2% Cash Back Card, if You’re Careful

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Ally CashBack Credit Card Review: Is it Worthwhile if You Don’t Bank with Ally?

This summer Ally Bank introduced the Ally CashBack rewards program. The program offers cash back with no cap for accounts in good standing. According to Ally Bank, good standing means you pay on time and the account doesn’t go dormant for 12 consecutive months. In addition to the cash back you earn from spending, the … Continue reading Ally CashBack Credit Card Review: Is it Worthwhile if You Don’t Bank with Ally?

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How to Make a Payment on Your Citi Costco Credit Card

  Confused about how to set up online payments for your Citi Costco credit card? You may be on a wrong, and confusing, landing page when trying to set up your online profile. If you’re Googling the term “Pay my Citi credit card”, or something similar, you could be inclined to click on the link for “Citibank®: Online … Continue reading How to Make a Payment on Your Citi Costco Credit Card

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10 Best 5% Cash Back Credit Cards for 2016

Credit card reward programs come in so many varieties that it can be difficult find the best cards for your spending habits. A basic, flat-rate card that earns you a certain percentage cash back on all purchases is probably the simplest bet out there. Typically, rates range from 1-2%. Not shabby, especially if you use that card … Continue reading 10 Best 5% Cash Back Credit Cards for 2016

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Banks Aren’t Losing Sleep Over Credit Card Fraud. Neither Should You.

Photo Credit: Infomastern via Compfightcc Banks are willing to tolerate some credit fraud losses in order to maximize sales. Mention fraud in any group of friends, and you are bound to hear someone tell a breathless story about their credit or debit card getting “hacked.” After all, the Justice Department says about 7 percent of U.S. adults … Continue reading Banks Aren’t Losing Sleep Over Credit Card Fraud. Neither Should You.

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20 Credit Cards with No Cash Advance Fees

If you have a credit card, your financial institution has likely mailed you checks for cash advance purposes. Understanding this aspect of your available credit is incredibly important, as it can be much more expensive than simply making a purchase. Taking a cash advance gives you money now in cases where you can’t use a … Continue reading 20 Credit Cards with No Cash Advance Fees

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New Costco Credit Card Not Working? Here’s What to Do:

Costco found itself in hot water with customers this week over issues with its new Citibank-backed rewards credit card.  Even for one of the largest retailers in the country, breakups can be messy. After successfully divorcing itself from longtime credit card partner American Express, Costco was prepared to start fresh with Citibank this week. As of Monday, … Continue reading New Costco Credit Card Not Working? Here’s What to Do:

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New Costco Credit Card Not Working? Here’s What to Do:

Costco found itself in hot water with customers this week over issues with its new Citibank-backed rewards credit card.  Even for one of the largest retailers in the country, breakups can be messy. After successfully divorcing itself from longtime credit card partner American Express, Costco was prepared to start fresh with Citibank this week. As of Monday, … Continue reading New Costco Credit Card Not Working? Here’s What to Do:

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New Costco Credit Card Not Working? Here’s What to Do:

Costco found itself in hot water with customers this week over issues with its new Citibank-backed rewards credit card.  Even for one of the largest retailers in the country, breakups can be messy. After successfully divorcing itself from longtime credit card partner American Express, Costco was prepared to start fresh with Citibank this week. As of Monday, … Continue reading New Costco Credit Card Not Working? Here’s What to Do:

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What’s the Best Costco Credit Card for Rewards on Purchases?

As of June 20, Costco now allows you to use any Visa credit card for purchases, and no longer accepts American Express cards. This also marks the end for the Costco True Earnings Card from American Express, which is replaced by the new Costco Anywhere Visa credit card from Citibank. If you had a Costco True Earnings Amex: Your Costco True Earnings Amex stopped working on June … Continue reading What’s the Best Costco Credit Card for Rewards on Purchases?

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9 Best 0% APR Credit Card Offers – June 2016

There are a lot of 0% APR credit card deals in your mailbox and online, but most of them slap you with a 3 to 4% fee just to make a transfer, and that can seriously eat into your savings. At MagnifyMoney we like to find deals no one else is showing, and we’ve searched … Continue reading 9 Best 0% APR Credit Card Offers – June 2016

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Best balance transfer credit cards: 0% APR, 24 months

Looking for a balance transfer credit card to help pay down your debt more quickly? We’re constantly checking for new offers and have selected the best deals from our database of over 3,000 credit cards. This guide will show you the longest offers with the lowest rates, and help you manage the transfer responsibly. It … Continue reading Best balance transfer credit cards: 0% APR, 24 months

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Does Your Credit Card Company Love You?

Americans love credit cards. We love to use them to earn rewards, to transfer balances and much more. In fact, there were over 550 million credit cards in circulation, as of 2014, and that’s just the three major card providers. Have you ever stopped and asked if your credit card company loves you? I’m not asking if you’re a “good”…

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Warning: The Best Small Business Credit Cards Do This

If you have a small business, you might be tempted to open a small business credit card. When used properly, small business credit cards can provide you with free working capital, rewards and the ability to manage the expenses of you and your employees more easily. However, there are real risks that you need to … Continue reading Warning: The Best Small Business Credit Cards Do This

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4 Things to Check Your Credit Card For Right Now

Have you checked up on your credit card lately? If you haven’t, there might be some benefits, perks, and potential negotiating points that could have fallen through the cracks. It’s always a good idea to check in with your credit card company at least once a year to see what they’re offering you, and to … Continue reading 4 Things to Check Your Credit Card For Right Now

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How to Deal with Credit Card Debt in Retirement - Help for Seniors in Debt by Mel Thompson

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Easily Affordable Credit Relief For Seniors Living on Fixed Incomes by Mel Thompson

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How to Deal with Credit Card Debt in Retirement - Help for Seniors in Debt

How to Deal with Credit Card Debt in Retirement - Help for Seniors in Debt and looking for credit card debt relief. Visit http://ift.tt/27gofwA for more details. https://www.youtube.com/watch?v=Iw1UBFHOgg8 # Credit card debt relief # retirees debt # debt after retirement # Senior Citizens debt # senior citizens credit card debt # senior citizen debt relief # debt relief for seniors # help for seniors in debt # help for seniors with credit card debt

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The new Discover Secured Credit Card wins: No fee, Free FICO and up to 2% cash back

Discover has just launched a new product, the Discover it® Secured Credit Card – No Annual Fee . Secured credit cards are an excellent way to build or rebuild your credit history. With this product launch, Discover has created one of the best secured cards on the market. You do need to make a deposit of … Continue reading The new Discover Secured Credit Card wins: No fee, Free FICO and up to 2% cash back

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Minimize Rejection: Check if You’re Pre-qualified for a Credit Card

Updated April 26, 2016 Are you avoiding a credit card application  because you’re afraid of being rejected? Want to see if you can be approved for a credit card without having an inquiry hit your credit score? We may be able to help. Some large banks give you the chance to see if you are pre-qualified … Continue reading Minimize Rejection: Check if You’re Pre-qualified for a Credit Card

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The Smartest Move to Make If You Miss a Credit Card Payment

Even if you’re the best credit card user — paying all your bills on time, in full, each and every month — there’s bound to be an occasion where, for whatever reason, it completely slips your mind to pay your credit card bill. Whether you’re out of town, swamped with a massive work deadline or … Continue reading The Smartest Move to Make If You Miss a Credit Card Payment

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Best Rewards Credit Cards: 5x for travel, 2%+ cash on everything

  Looking for a rewards credit card to earn cash or travel from the spending you’re already doing?  There are hundreds of rewards cards out there, and we’ve combed through our database to hand pick the very best rewards credit cards, most with no annual fee.   If you’re just looking for one card to … Continue reading Best Rewards Credit Cards: 5x for travel, 2%+ cash on everything

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Best Rewards Credit Cards: 5x for travel, 2%+ cash on everything

  Looking for a rewards credit card to earn cash or travel from the spending you’re already doing?  There are hundreds of rewards cards out there, and we’ve combed through our database to hand pick the very best rewards credit cards, most with no annual fee.   If you’re just looking for one card to … Continue reading Best Rewards Credit Cards: 5x for travel, 2%+ cash on everything

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3 Times You Actually Should Close Your Credit Card

There’s often confusion about credit card behavior and what constitutes a smart or silly move (other than carrying a large balance on your card, which, we hope, you know is definitely not the best idea). One thing remains certain — in general, you should never actually close your credit card accounts. “Closing an account can … Continue reading 3 Times You Actually Should Close Your Credit Card

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The 4 Worst Credit Card Mistakes You Can Make, According to a Former Banker

We all make mistakes. Whether it’s calling someone by the wrong name, blanking on essential information during a big presentation or firing off that email to the wrong person, we’ve all been there. Unfortunately some mistakes are harder to make up for than others. When it comes to financial mistakes, the ones we make with … Continue reading The 4 Worst Credit Card Mistakes You Can Make, According to a Former Banker

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Careful: 5 Credit Card Scams to Be Aware Of

Identity thieves will do whatever it takes to swindle you out of your hard earned cash. But it doesn’t always stop there as credit cards are also a viable option. In the past few years, we’ve watched as several big-box retailers, including Target and Home Depot, scrambled to make amends with customers who were affected by breaches to their payment…

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When Paying an Annual Fee for a Credit Card Is Worth It

With a whole slew of awesome no-fee credit card options out there that also offer rewards (check out this piece for some of the best ones), you might wonder why anyone would ever pay an annual fee for a credit card. As it turns out, there are some instances when coughing up fees for a … Continue reading When Paying an Annual Fee for a Credit Card Is Worth It

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Best Credit Cards of 2016: 0% for 24 Months, 6% Cash Back and More

The best credit cards can help you earn $2 or more for every $100 you spend – an easy way to make $100s or even $1,000s a year. When done properly, low rate credit cards are also the cheapest way to borrow. You can get 0% interest for up to 2 years. And credit cards … Continue reading Best Credit Cards of 2016: 0% for 24 Months, 6% Cash Back and More

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Review: Capital One Quicksilver Rewards Cash Back Credit Card

Are you looking for an entry-level, everyday use rewards card? The Quicksilver Rewards cash back credit card from Capital One may be the solution. It offers unlimited 1.5% cash back on each purchase you make, and comes with a $100 bonus if you spend $500 within the first three months of having the card. If […]

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How to Get Removed as an Authorized User on a Credit Card

Becoming an authorized, or secondary user, on another person’s credit card can be a good way to build or rebuild credit. The account’s information is often added to your credit file, which can help establish a credit history. The increased credit available to you may decrease your overall utilization rate, which can also boost your […]

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Fastest Ways to Eliminate Expensive Credit Card Debt

Spending this past holiday season alone increased by 7.9% from the year before, which only added to the growing problem of credit card debt in America. If you’re struggling to break free from a pile of credit card bills that come in the mail every month, you’re not alone. This year doesn’t have to be […]

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When Should You Get A Secured Credit Card?

Paying off debt impacts you in many ways – both positive and negative emotions arise during your debt payoff journey. I remember when I was paying off debt I felt both shame and pride, frustration and gratitude, and a host of other emotions, including a lack of freedom. Those all tied back to seeing who was responsible for the situation….

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Rejected for a Secured Credit Card? Here’s What to Do

Looking for ways to rebuild your subpar credit? You may be advised to obtain a secured credit card from a major issuer. To open a secured credit card, you’ll need to make a cash deposit to serve as collateral. This amount usually determines your available credit. Sounds simple, but what happens if you’re not approved? Do you throw in the…

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5 Easy Ways to Wipe Out Credit Card Debt

Credit card debt is easy to get into and difficult to get out of.  Prior to heading off to college, my mother told me that credit cards could be my best friend or worst enemy. She continued by saying that keeping the balances low and making timely payments was the sound thing to do. Unfortunately, I ignored the warnings and found…

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New – Discover it Secured Credit Card Review

Discover has just launched a new product, the Discover it Secured Credit Card. Secured credit cards are an excellent way to build or rebuild your credit history. With this card, you pay no annual fee, receive your FICO score for free, earn cash back rewards and have your activity reported to all three credit bureaus. […]

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Pay Off Student Loans With a Credit Card? It’s Just Crazy Enough to Work

If you’re swimming in student loan debt, you’ve probably already spent some time sussing out ways to cut back on your monthly payments. The new REPAYE system, for example, might be an option to help set you up with more realistic monthly payments based on your income. (Find out more about REPAYE right here.) Refinancing […]

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Are You Dreading Your Credit Card Statements This Month?

It’s hard to believe, but the holiday season is over. A new year has started that’s full of opportunity. Whether you call them goals or New Year’s Resolutions, it’s exciting to consider the potential for 2016. There’s one small problem. You had a great Christmas, but it was funded largely on credit cards, thus the problem – the rolling in…

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Deferred Interest: The Credit Card Trick You Shouldn’t Fall For

If you’ve ever been swayed into signing up for a store credit card because of the promise of free 0% financing, you’re not alone. A MagnifyMoney study found that over 50% of store credit cards offered promotional financing during the holiday season, which remains popular because consumers tend to respond positively to that 0% promise. […]

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The Best Cash Back Credit Cards for Every Category – 3% and More in 2016

MagnifyMoney keeps a database of nearly 2,000 credit cards and their features, including cash back cards you can compare with our tool. We used it to find the absolute highest cash back rewards you can earn in each category, more than the standard 1-2% you usually see. There are over 25 categories where you can […]

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How I Live Without a Credit Card

I am 29 years old, and I’ve never had a credit card – ever. I didn’t know this was unusual until other people were shocked and surprised that I have never had one. Here are the main points that people like to know about my life without a credit card. Why? Because I’m a Spender […]

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Fidelity Investment Rewards Visa Credit Card: Are there easier 2% cash back options?

Banks are able to give customers credit card rewards thanks to interchange fees. Typically, banks charge merchants a two percent interchange fee for the convenience of swiping a credit card. Then the banks incentivize customers to apply for and use a card by offering some of that interchange fee in the form of a reward. […]

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Best balance transfer credit cards: 0% APR, 24 months

Looking for a balance transfer card to help pay down your debt more quickly? We’re constantly checking for new offers and have selected the best deals from our database of over 3,000 credit cards. This guide will show you the longest offers with the lowest rates, and help you manage the transfer responsibly. It will […]

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